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What You're Paying

The data on what Americans actually pay — and how to pay less. We turn public data into clear answers on what you're really paying — and free ways to pay less.

Latest reports

8 States Where Car Insurance Is Brutal in 2026

The national average is $2,513 a year for full coverage. In these eight states, drivers pay a small fortune more — here is the data, and how to check your own rate in two minutes.

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The 8 Most Expensive States for Home Insurance in 2026

Home insurance premiums have jumped 46% since 2021. In these eight states, homeowners are getting hit the hardest — see where your state lands and how to check your rate.

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The 8 Cheapest States for Car Insurance in 2026

On the other end of the scale, drivers in these states pay less than half what high-cost states do. Here's the data — and a free way to see how your own rate compares.

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Home Insurance Jumped 46% Since 2021 — Here's How to Check Your Rate

It's not just you. Home insurance has outrun inflation by 3 to 1 since 2021. Here's the data behind the spike — and the two-minute move to see if you're overpaying.

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